New Overdraft Rules: To Opt in or Not to Opt in
New overdraft rules are in full effect, leaving many consumers wondering if it’s best to opt into now optional overdraft protection or go without it. Learn what the Federal Reserve’s new overdraft...
View ArticleDespite New CARD Act, Gift Card Pitfalls Remain
By: Kwame Kuadey The gift card provisions of the Credit Card Accountability, Responsibility and Disclosure ACT of 2009 (CARD Act) went into effect in August, 2010, and have made gift cards more...
View ArticleHow the Debit Card Fee Brouhaha May Affect Your Credit Card
By: Jim Sloan, MoneyRates.com The recent hubbub about debit card fees could have a big impact on you and your credit card. In case you missed it, Bank of America proposed a $5-a-month fee on use of...
View Article5 Situations When You Should Use Your Credit Card
The scuttlebutt is to avoid using your credit card at all costs. Using a credit card to make purchases just racks up the balance and interest you have to pay off later. While there are many occasions...
View ArticleFederal Court Strikes Down Hefty Debit Card Swipe Fees
In a major victory for U.S. retailers, a federal court in Washington state has ruled that the Federal Reserve’s twenty-one cent cap on debit card swipe fees is too high for shop owners to abide by....
View ArticleWould the Occupy Card Really Beat Other Prepaid Debit Cards?
Occupy Wall Street started a couple of years ago, meant as a protest against the practices of the financial industry. In the last two years, the Occupy movement has solidified somewhat, and has even...
View Article3 reasons to use credit instead of debit
One of the biggest debates in personal finance is credit vs. debit. Many people agree that plastic is great because of convenience and security. It’s not fun to carry cash around (especially a lot of...
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